Apply as a Co-Signer for a Tenant

STEP 1: E-Sign Your Applicant Packet

Before you can begin your Rental Application, you’ll need to E-sign the Applicant Packet, which outlines the terms, disclosures, and requirements for applying with Hometown Management.

It only takes a moment, and your application cannot move forward without it. You can sign it online using the button below, or download and upload it with your application if you prefer.

E-Sign Applicant Packet

STEP 2: Submit Your Application

After the resident lists you as their co-signer, you’ll receive a unique application link by email. You must use that link to complete your co-signer application—do not submit a separate rental application on your own.

If you don’t see the email, check your spam folder and confirm with the resident which email address they entered for you.

STEP 3: Background Screenings

Once you submit your co-signer application through your unique link, TransUnion SmartMove will automatically email you to complete your background and credit screening.

This step verifies your identity, credit, and rental history. You must complete the SmartMove email promptly—your co-signed application cannot move forward until this is finished.

STEP 4: Income Verification

Next, you’ll need to complete your income verification through PayScore. This step confirms that you meet the financial requirements to co-sign the lease.

Click the button below to begin. You’ll securely connect to the bank account where your income is deposited, and PayScore will verify your income history through a safe, read-only connection.

If PayScore can’t connect to your bank, simply reach out to their live chat or email support@payscore.com so they can manually review your statements.

Verify Income

STEP 5: Applicant Requirements

Once you’ve finished your part—application, screenings, and income verification—the applicant still needs to complete their remaining requirements.

Your file cannot move to the owner until every adult applicant and co-signer has fully completed every required step. When the applicant finishes their portion, the entire group file will be ready for owner review.

View Applicant Steps

STEP 6: Owner Review

Once you and all applicants have completed every required step — applications, screenings, and income verification — the full file is sent to the property owner for review.

Owners may take up to 7 business days to review all information and make a final decision.

Q: What is my responsibility as a co-signer?

You guarantee the full lease financially. If the resident fails to pay rent, fees, damages, or breaks the lease, you agree to cover those costs.

Q: Do I need to apply?

Yes. Co-signers must complete a separate application, verify income, and pass the same background and credit screenings as the resident.

Q: Will I be living in the property?

No. Co-signers do not receive occupancy rights. Your role is financial—nothing more.

Q: How do I complete my application?

You’ll receive a link via email after the resident lists you as their co-signer.

Follow the link to submit your application and upload income verification.

Q: What income is required to co-sign?

Typically, co-signers must show 3x the monthly rent in verifiable income and meet all credit and screening standards independently.

Q: Will I receive updates on the resident’s application?

No. All updates go to the primary applicant. You can email applicants@hmbcs.com if you need information about your own screening status.

Q: How long does co-signer approval take?

Once you complete your application and screenings, the owner may take up to 7 business days to review everything alongside the resident’s application.

Q: Can I withdraw as a co-signer later?

No. Once the lease is signed, the co-signer is responsible for the entire lease term and cannot be removed except under very specific circumstances outlined in the lease.

Q: Will co-signing affect my credit?

Yes. A hard credit check is performed when you apply. Additionally, unpaid balances, lease defaults, or collections may affect your credit if the resident fails to meet obligations.

Q: Do I sign the lease too?

Yes.

Office: 979-366-3500

Disclaimer: All information provided on this website — including but not limited to property descriptions, rental criteria, pricing, availability, and marketing materials — is deemed reliable but not guaranteed and may be modified without notice. Hometown Management is not responsible for typographical errors, misstatements, or omissions. Users are encouraged to independently verify all details.

Hometown Management is an equal housing opportunity provider. We comply with the Fair Housing Act and all applicable federal, state, and local housing laws. We do not discriminate based on race, color, religion, sex, disability, familial status, national origin, or any other protected class.

The content on this website is provided for informational purposes only and does not constitute legal, financial, or real estate advice. Please consult a qualified professional for advice specific to your situation.

Hometown Management shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use of, or reliance on, any content presented on this website.

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